:root{--b8-blue:#2b3590;--b8-indigo:#130a47;--b8-orange:#ff901f;--b8-ink:#18213b;--b8-muted:#58627a;--b8-line:#dce1ee;--b8-light:#f4f6fc;--b8-space:24px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--b8-ink);background:#fff;font-size:16px;line-height:1.65}a{color:#253a96;text-underline-offset:4px}a:hover{color:#102266}button{font:inherit;cursor:pointer}a,button{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible{outline:3px solid #b84900;outline-offset:4px}img{display:block;max-width:100%;height:auto}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.2}h1{font-size:clamp(36px,4.4vw,64px);letter-spacing:-1.8px;margin-bottom:24px;max-width:12ch}h2{font-size:clamp(25px,2.8vw,34px);letter-spacing:-.6px;margin-bottom:20px}h3{font-size:20px;margin-bottom:12px}p{margin-bottom:20px}p:last-child{margin-bottom:0}ul,ol{padding-left:24px}li{margin:12px 0}.b8-skip{position:absolute;top:-100px;left:20px;z-index:60;padding:10px;background:#fff}.b8-skip:focus{top:10px}.b8-header{background:#f7f7fb}.b8-header-inner{max-width:1440px;margin:auto;min-height:88px;display:flex;align-items:center;gap:28px;padding:12px 40px}.b8-brand{display:flex;align-items:center;gap:8px;color:#3a4260;text-decoration:none;flex-shrink:0}.b8-brand img{width:76px;height:40px;object-fit:contain}.b8-brand span{font-size:11px;line-height:1.3;max-width:70px}.b8-desktop{display:flex;align-items:center;gap:22px;margin-left:auto}.b8-desktop a{text-decoration:none;font-size:14px;font-weight:700;white-space:nowrap}.b8-header-help{background:var(--b8-orange);color:#17213c!important;padding:10px 18px;border-radius:8px;text-decoration:none;font-size:14px;font-weight:bold;white-space:nowrap}.b8-menu-trigger{display:none;border:0;background:transparent;color:var(--b8-blue);padding:12px}.b8-mobile-menu[hidden],.b8-menu-shade[hidden],.b8-cookie[hidden],[hidden]{display:none!important}.b8-menu-shade{position:fixed;inset:0;background:#09092799;z-index:30}.b8-mobile-menu{position:fixed;top:0;right:0;width:min(330px,90vw);height:100dvh;overflow:auto;background:#fff;z-index:40;padding:24px;box-shadow:-20px 0 50px #0003}.b8-mobile-menu a{display:block;padding:14px 8px;text-decoration:none;border-bottom:1px solid var(--b8-line);font-weight:700}.b8-menu-close{display:block;margin:0 0 24px auto;border:1px solid var(--b8-line);background:#fff;border-radius:8px;padding:9px 16px}.b8-hero{display:grid;grid-template-columns:1fr 1fr;background:var(--b8-indigo);color:#fff;position:relative;overflow:hidden}.b8-hero-copy{padding:52px max(32px,calc((100vw - 1280px)/2));padding-right:36px;position:relative;z-index:1;align-self:center}.b8-hero-copy>p{color:#e5e7ff;max-width:62ch}.b8-hero>img{width:100%;height:100%;min-height:520px;object-fit:cover;object-position:center}.b8-kicker{display:block;text-transform:uppercase;letter-spacing:1.6px;font-size:11px;font-weight:bold;margin-bottom:16px}.b8-hero .b8-kicker{color:#ffd3a6}.b8-actions{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.b8-button{display:inline-flex;justify-content:center;align-items:center;min-height:46px;padding:12px 20px;background:var(--b8-orange);color:#17213c!important;border:1px solid transparent;border-radius:8px;font-size:14px;font-weight:bold;text-decoration:none;line-height:1.4;text-align:center}.b8-button:hover{background:#ffae56}.b8-button:active{background:#f98610}.b8-outline{background:transparent;color:#fff!important;border-color:#b8b7da}.b8-outline:hover{background:#2b2160}.b8-score{display:flex;align-items:center;gap:16px;margin-top:28px;padding-top:20px;border-top:1px solid #575080;font-size:12px;color:#d6d7f5}.b8-score strong{font-size:28px;color:#fff;white-space:nowrap}.b8-score small{font-size:14px;color:#d6d7f5}.b8-inner-hero h1{font-size:clamp(34px,3.5vw,52px);max-width:18ch}.b8-inner-hero>img{min-height:330px;max-height:430px}.b8-inner-hero .b8-hero-copy{padding-top:40px;padding-bottom:40px}.b8-layout{display:grid;grid-template-columns:minmax(0,900px) 240px;gap:48px;max-width:1280px;margin:auto;padding:56px 32px 72px}.b8-article{min-width:0}.b8-section{margin-bottom:52px;scroll-margin-top:24px}.b8-section>p{max-width:78ch}.b8-table{overflow:auto;margin:24px 0;border:1px solid var(--b8-line);border-radius:12px;scrollbar-color:#5663bc #eef0f8}table{width:100%;border-collapse:collapse;min-width:480px;font-size:14px}th{text-align:left;background:#edf0fc;color:#273668;font-size:13px;padding:16px 18px}td{padding:18px;vertical-align:top;border-top:1px solid var(--b8-line);line-height:1.6}td:first-child{font-weight:bold;min-width:135px}tr:nth-child(even){background:#fafbfe}.b8-two{display:grid;grid-template-columns:1fr 1fr;gap:20px}.b8-card{padding:24px;border:1px solid var(--b8-line);border-radius:12px;background:var(--b8-light)}.b8-card ul{margin-bottom:0}.b8-caution{background:#fff7ef;border-color:#efd8c2}.b8-promo{display:grid;grid-template-columns:45% 55%;background:#19114e;border-radius:16px;overflow:hidden;color:#fff;margin:0 0 48px}.b8-promo>img{height:100%;width:100%;object-fit:cover;min-height:270px}.b8-promo>div{padding:28px}.b8-promo h2{font-size:25px;margin-bottom:14px}.b8-promo p{font-size:14px;color:#e3e3f4;line-height:1.6}.b8-promo .b8-kicker{color:#ffd3a6;margin-bottom:12px}.b8-figure{margin:32px 0}.b8-figure img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:14px}.b8-figure figcaption{margin-top:10px;font-size:12px;color:var(--b8-muted)}.b8-steps{list-style:none;counter-reset:step;padding:0}.b8-steps li{counter-increment:step;display:flex;gap:16px;align-items:flex-start;background:#f5f7fc;padding:18px;border-radius:10px;margin:12px 0}.b8-steps li:before{content:counter(step);background:var(--b8-blue);color:#fff;display:grid;place-items:center;width:30px;height:30px;flex-shrink:0;font-weight:bold;font-size:14px;border-radius:50%}.b8-rail{align-self:start;position:sticky;top:24px;background:#f4f6fc;border-radius:14px;padding:24px;font-size:14px}.b8-rail>a{display:block;padding:10px 0;text-decoration:none;border-bottom:1px solid var(--b8-line)}.b8-rail-note{margin-top:24px;line-height:1.6}.b8-rail-note p{color:var(--b8-muted);margin-top:12px;font-size:13px}.b8-feedback{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0}.b8-feedback h3{font-size:17px}.b8-feedback p{font-size:14px}.b8-muted{color:var(--b8-muted)}.b8-tag{font-size:11px;text-transform:uppercase;letter-spacing:1px;color:#4d5571;display:block;margin-bottom:12px}.b8-source{font-size:inherit}.b8-assessment{display:flex;align-items:center;gap:24px;background:#edf0fd;padding:28px;border-radius:14px}.b8-assessment>strong{font-size:56px;color:var(--b8-blue);white-space:nowrap}.b8-assessment>strong span{font-size:20px}.b8-assessment p{font-size:15px}.b8-faq-item{border-bottom:1px solid var(--b8-line)}.b8-faq-item h3{margin:0}.b8-faq-item button{border:0;background:#f4f6fc;text-align:left;width:100%;padding:20px;display:flex;justify-content:space-between;align-items:center;gap:16px;color:var(--b8-ink);font-size:16px;font-weight:700;min-height:64px}.b8-faq-item button:hover{background:#e9edf9}.b8-faq-item button span{font-size:24px;color:var(--b8-blue);line-height:1}.b8-faq-item [role=region]{padding:20px;background:#fff;font-size:15px}.b8-footer{padding:40px max(32px,calc((100vw - 1216px)/2));background:#171a37;color:#c9cce1;font-size:13px}.b8-footer-top{display:flex;align-items:center;gap:32px;margin-bottom:24px}.b8-footer img{width:84px;background:#fff;border-radius:6px;padding:6px}.b8-footer-top p{max-width:570px;margin:0}.b8-age{margin-left:auto;border:2px solid #c9cce1;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;font-size:18px;flex-shrink:0}.b8-footer .b8-policy-links{display:flex;flex-wrap:wrap;gap:16px 24px;border-top:1px solid #494a66;border-bottom:1px solid #494a66;padding:24px 0;margin-bottom:24px}.b8-footer a{color:#f4f4ff;text-decoration:none}.b8-footer a:hover{text-decoration:underline}.b8-cookie{position:fixed;left:24px;right:24px;bottom:16px;z-index:20;display:flex;align-items:center;gap:24px;background:#fff;border:1px solid #b3bad1;border-radius:12px;box-shadow:0 8px 32px #15143133;padding:16px 20px;max-width:1050px;margin:auto}.b8-cookie p{font-size:13px;line-height:1.5;margin:0;flex:1}.b8-cookie .b8-button{flex-shrink:0}.b8-desktop a[aria-current=page]{color:#9b4100}@media(min-width:1600px){.b8-hero-copy{padding-left:calc((100vw - 1280px)/2)}}@media(max-width:1100px){.b8-header-inner{padding:12px 24px;gap:16px}.b8-desktop{gap:14px}.b8-desktop a{font-size:13px}.b8-brand span{display:none}.b8-layout{grid-template-columns:minmax(0,1fr) 210px;gap:28px}.b8-hero-copy{padding:40px 32px}.b8-score{flex-wrap:wrap;gap:12px}.b8-hero>img{min-height:550px}}@media(max-width:900px){.b8-desktop{display:none}.b8-menu-trigger{display:block}.b8-header-help{margin-left:auto}.b8-header-inner{min-height:72px}.b8-brand span{display:block}.b8-layout{grid-template-columns:1fr;padding:40px 24px 56px}.b8-rail{display:none}.b8-hero-copy{padding:36px 24px}h1{font-size:42px}.b8-hero>img{min-height:450px}.b8-inner-hero>img{min-height:340px}.b8-score{display:block}.b8-score strong{display:block;margin:8px 0}.b8-promo>div{padding:24px}}@media(max-width:620px){.b8-header-inner{padding:8px 16px;gap:10px}.b8-brand img{width:66px;height:36px}.b8-brand span{font-size:10px;max-width:55px}.b8-header-help{padding:9px 12px;font-size:12px}.b8-menu-trigger{padding:10px}.b8-hero{grid-template-columns:1fr}.b8-hero-copy{padding:32px 24px}.b8-hero>img{height:auto;min-height:0;aspect-ratio:16/9;object-fit:cover;max-height:none}h1{font-size:40px;letter-spacing:-1px;max-width:15ch}.b8-inner-hero h1{font-size:34px}.b8-hero-copy>p{font-size:15px}.b8-score{display:flex;flex-wrap:wrap;padding-top:16px;margin-top:20px}.b8-score strong{margin:0}.b8-score>span:last-child{flex-basis:100%}.b8-actions{gap:10px}.b8-actions .b8-button{flex:1;font-size:12px;padding:12px}.b8-layout{padding:36px 20px 48px}.b8-section{margin-bottom:40px}h2{font-size:27px}.b8-two,.b8-feedback{grid-template-columns:1fr}.b8-card{padding:22px}.b8-promo{grid-template-columns:1fr;margin-bottom:40px}.b8-promo>img{min-height:0;aspect-ratio:16/8;height:auto;object-fit:cover}.b8-promo>div{padding:24px}.b8-promo h2{font-size:26px}.b8-assessment{display:block;padding:24px}.b8-assessment>strong{display:block;margin-bottom:16px}.b8-footer{padding:32px 20px}.b8-footer-top{gap:16px;flex-wrap:wrap}.b8-footer-top p{order:3;flex-basis:100%}.b8-footer .b8-policy-links{gap:16px 22px}.b8-cookie{left:12px;right:12px;bottom:12px;padding:16px;display:block}.b8-cookie p{margin-bottom:12px}.b8-cookie .b8-button{min-height:40px;padding:9px 16px}.b8-faq-item button{font-size:15px;padding:18px}.b8-figure{margin:24px 0}td,th{padding:14px}table{font-size:13px}}
.b8-home-hero{display:block;min-height:650px}.b8-home-hero>img{position:absolute;inset:0;min-height:0;height:100%;width:100%;object-fit:cover;object-position:center}.b8-home-hero .b8-hero-copy{max-width:700px;padding:48px 40px;background:linear-gradient(90deg,#130a47fa 0%,#130a47ed 85%,#130a4700 100%);min-height:650px}.b8-home-hero h1{max-width:14ch}.b8-home-hero .b8-hero-copy>p{max-width:57ch}.b8-home-hero .b8-score{max-width:560px}.b8-steps li:before{content:counter(step) / ""}
@media(min-width:1600px){.b8-home-hero .b8-hero-copy{max-width:calc((100vw - 1280px)/2 + 620px);padding-left:calc((100vw - 1280px)/2)}}
@media(max-width:900px) and (min-width:621px){.b8-home-hero .b8-hero-copy{max-width:60%;padding:36px 24px}.b8-home-hero>img{object-position:68% center}.b8-home-hero h1{font-size:42px}.b8-home-hero .b8-score{display:flex;flex-wrap:wrap}}
@media(max-width:1100px){.b8-home-hero{display:grid;grid-template-columns:1fr;min-height:0}.b8-home-hero .b8-hero-copy{max-width:none;min-height:0;padding:32px 24px;background:#130a47}.b8-home-hero>img{position:static;height:auto;aspect-ratio:auto;object-fit:contain}.b8-home-hero h1{max-width:15ch}.b8-home-hero .b8-hero-copy>p{max-width:78ch}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

:root{--b8-header-height:88px}
.b8-header{position:sticky;top:0;z-index:25}
html{scroll-padding-top:calc(var(--b8-header-height) + 24px)}
.b8-rail{top:calc(var(--b8-header-height) + 24px)}
.b8-promo-visual{display:block;min-width:0}
.b8-promo-visual img{height:100%;width:100%;object-fit:cover;min-height:270px}
html:not(.b8-enhanced) .b8-faq-item button span{display:none}
html:not(.b8-enhanced) .b8-faq-item button{cursor:default}
html:not(.b8-enhanced) .b8-mobile-menu{display:none}
@media(max-width:900px){
:root{--b8-header-height:72px}
html:not(.b8-enhanced) .b8-menu-trigger{display:none}
html:not(.b8-enhanced) .b8-header-inner{flex-wrap:wrap}
html:not(.b8-enhanced) .b8-desktop{display:flex;order:3;width:100%;flex-wrap:wrap;gap:8px 16px;margin-left:0}
html:not(.b8-enhanced) .b8-desktop a{font-size:13px;padding:4px 0}
html:not(.b8-enhanced){--b8-header-height:180px}
}
@media(max-width:620px){.b8-promo-visual img{min-height:0;aspect-ratio:16/8;height:auto}}